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There were several potential solutions which are indexed by the report, including doing a "stress test" of person banks whose portfolios include a concentration in commercial real estate loans. Due to the sheer volume in variety of these small to midsize banks, it might not be feasible to review these banks' records at this kind of detailed level. Another suggestion could be that the government could inject additional capital to the small banks, buying their toxic assets or guaranteeing loans. Based upon the belief that the government is considered by many taxpayers as spending excessive taxpayers' money already, this may not be a feasible approach. There are also concerns if your federal government "reuses" repaid TARP funds whether that is certainly constitutional to do this without additional legislation.
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